VIEWPOINT | A swipe at small businesses: The hidden dangers of credit card legislation

Guest column by Bob Deelstra, former South Dakota state legislator from District 8

Over many years in the trailer business, I’ve learned a lot by listening to my customers. I know how hard they work, and many rely on their credit card rewards to lower their expenses. When someone swipes their credit card to buy a trailer, it’s not because they’re chasing luxury; it’s because they know that their transaction will be secure, and they’ll earn credit card rewards that can make a real difference in their monthly budget.

It’s not just our customers who benefit from using credit cards. We use our business credit cards to pay for business expenses, earning rewards that also help us offset costs. These rewards aren’t just nice to have, they’re an essential part of how we keep the business moving.

That’s why it’s frustrating to see lawmakers in Washington try to change this system with the proposed Durbin-Marshall credit card bill.

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